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Low Interest Credit Cards |
Credit Cards with good balance transfer offers & low interest rates. |
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ANZ Balance Credit Card
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- 0% on balance transfers for up to 6 months
- Earn 1 Reward Point for every $1 you repay to your balance, includes any balances transferred, interest and fees
- Redeem Reward Points for Cashback, Shopping Vouchers and Gift Cards
- No limit to reward points you can earn
- Up to 55 days interest free credit on purchases
- Design your card with an image or photo of your choice
- Interest rate of 13.41% p.a. on purchases
- Annual Fee $79 (includes $22 Rewards Program fee)
- Up to 55 days interest free credit on purchase
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| * |
* |
13.41%* |
$79* |
0% for 6 months* |
* |
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BP Citibank MasterCard Credit Card
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- Save 10% off petrol and everything else you buy at BP for 3 months
- After 3 months you'll continue to save on petrol with 5% off
- Save Everywhere Else
- 1% off everything else you buy anywhere
- 2.9%p.a.* on balance transfers for 12 months
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| * |
* |
19.89%* |
$79* |
2.9% for 12 months* |
* |
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St. George Gold Low Rate Credit Card
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- Interest rate 14.25% p.a. on purchases
- Annual card fee of $79
- Up to 55 interest free days on purchases
- Free Overseas Travel Insurance
- Up to three additional cards at no extra cost
- Instant discounts and added extras with St.George
- Minimum higher credit limit of $5,000
- Free Extended Warranty on purchases
- Emergency card replacement
- Phone and Internet banking services
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| * |
* |
14.25%* |
$79* |
* |
* |
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St. George Platinum Credit Card
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- Interest rate 14.25% p.a.* on purchases
- Low platinum annual card fee of $89
- 3.99%p.a. balance transfer rate for 6 months*
- Up to 55 days Interest Free days on purchases*
- Up to three additional cards at no extra cost
- Instant discounts and added extras with St.George
- Purchase cover
- Domestic flight inconvenience insurance
- Best price guarantee on purchases
- Personal Concierge Service
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| * |
* |
14.25%* |
$89* |
3.99% for 6 months* |
* |
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St. George Starts Low Stays Low Credit Card
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- Pay just 12.99% p.a.* on both purchases and cash advances
- Annual Card Fee $69
- Up to 55 days Interest Free on purchases
- Up to three additional cards at no extra cost
- Instant discounts and added extras with St.George
- Select your colour - available in Black, Purple, Lime or Pink
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| * |
* |
12.99%* |
$69* |
* |
* |
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St. George Vertigo MasterCard Credit Card
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- $55 annual fee
- Up to 55 days interest free days on purchases
- An additional card for a friend or family member
- Linked access to your other St.George accounts
- Instant discounts and added extras with St.George Instant Benefits
- Low 11.89% p.a. on purchases
- 0% p.a balance transfer for up to 6 months
- Awarded Australia's Cheapest Credit Card. Money Magazine 2008!
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| * |
* |
11.89%* |
$55* |
0% for 6 months* |
* |
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Woolworths Everyday Money Credit Card
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- Up to 3 reward points per dollar spent
- Up to 55 days interest free on purchases
- 5.99% p.a. for 6 months on balance transfers
- Your choice of four fresh card colours (blue, black, green pink)
- Free additional cardholder
- Worldwide acceptance wherever you see the MasterCard logo
- No annual fee in the 1st year
- Up to 3 points per $1 spent
- Earn a shopping card every 4 months
- 0% p.a. until 1 February 2009 on all purchases*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
Until 1st Feb 2009* |
18.99%* |
Free for first year then $49 p.a.* |
5.99% for 6 months* |
* |
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ANZ Low Rate MasterCard
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- Low 12.41% p.a. interest rate on purchases
- 20.41% p.a. on cash advances
- 0% p.a. balance transfer rate for the first six months
- Up to 55 days interest free credit on purchases
- Annual fee of $58
- Up to three additonal cardholders for free
- 60 second response - apply now and get a response in only 60 seconds!
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| * |
* |
12.41%* |
$58* |
0% for first 6 months* |
* |
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Citibank Clear Credit Card
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- A low 12.49%p.a. ongoing for purchases
- 0% p.a. on balances transferred for 6 months
- Account access anywhere, anytime via internet and phone
- Up to 55 days interest free on retail purchases
- $65 Annual card fee
- Fraudshield®
- Up to 4 additional cardholders
- Generous credit limit of up to $20,000
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| * |
* |
12.49%* |
$65* |
0% for 6 months* |
* |
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Aussie MasterCard Credit Card
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- A low interest rate of 11.99% p.a.* on purchases
- Up to 55 days interest free credit on purchases
- Competitive balance transfer rate of 0% p.a. for the first 6 months ^
- Credit limit up to $15,000
- 24 hour call centre assistance - at home and overseas
- Shop safely Online with MasterCard SecureCode™
- A low 15.99% p.a. on cash advances*
- And you don’t have to be an Aussie customer to apply
- Get an online response in 60 seconds!
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| * |
* |
11.99%* |
$49* |
0% for first 6 months* |
* |
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Citibank Personal Credit Card
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- Transfer your current personal loan and/or credit card debit to 7.9% for the life of the loan
- 14.99% p.a. low ongoing interest rate on purchases and cash advances
- No setup or application fees, ATM/EFTPOS transaction fees and cash advance fees
- Credit limits from between $5,000-$25,000
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| * |
* |
14.99%* |
$69* |
7.9%* |
* |
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*When you click on the " Apply Here " button you
can read the latest credit card terms and conditions.
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