Instant Approval Credit Cards

American Express Gold Choices Credit Card
	Redeem your points for flights, shopping and entertainment - your choice Low balance transfer rate of 6.99% p.a for the first six months Interest rate of 19.99% p.a Low annual fee of $49 Up to 55 days interest free on purchases Member Rewards™ points are uncapped and do not expire 24 hour online access
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 19.99%* $49* 6.99% for 6 months* *

American Express Platinum MoneyBack Credit Card
	1% MoneyBack on all purchases 5% MoneyBack in first 3 months of Card membership Covered with Refund Protection, Purchase Protection and our extensive On-Line Fraud Guarantee Supplementary Cards at no additional cost Exclusive deals and discounts with American Express Selects
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 20.49%* $99* 6.99% for 6 months* *

BP Citibank MasterCard Credit Card
	Save 10% off petrol and everything else you buy at BP for 3 months After 3 months you'll continue to save on petrol with 5% off Save Everywhere Else 1% off everything else you buy anywhere 2.9%p.a.* on balance transfers for 12 months
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 19.89%* $79* 2.9% for 12 months* *

Woolworths Everyday Money Credit Card
	Up to 3 reward points per dollar spent Up to 55 days interest free on purchases 5.99% p.a. for 6 months on balance transfers Your choice of four fresh card colours (blue, black, green pink) Free additional cardholder Worldwide acceptance wherever you see the MasterCard logo No annual fee in the 1st year Up to 3 points per $1 spent Earn a shopping card every 4 months 0% p.a. until 1 February 2009 on all purchases*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 0%* Until 1st Feb 2009* 18.99%* Free for first year then $49 p.a.* 5.99% for 6 months* *

ANZ Frequent Flyer Credit Card
	SPECIAL OFFER: 2.9% on balance transfers for up to 12 months Earn unlimited Bonus Points at over 2000 ANZ Bonus Partner outlets You can receive up to 2 Bonus Points at Bonus for every dollar spent at ANZ Bonus Partner Outlets Points are automatically credited to your Qantas Frequent Flyer account Up to 44 interest free days on ANZ Frequent Flyer Visa Up to 55 interest free days on ANZ Frequent Flyer Visa Gold 24/7 ANZ Falcon™ security protection Earn up to one Qantas Frequent Flyer Point for every dollar up to $1,500 spent monthly (excluding cash equivalent transactions) Earn up to one Qantas Frequent Flyer point for every two dollars thereafter, up to and including a maximum monthly spend of $5,000 Earn Unlimited Bonus Points 60 second response - apply now and get a response in only 60 seconds!
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 19.99%* $40* 2.9% for 12 months* *

ANZ Rewards Credit Card
	Every purchase you make, and bill you pay, builds your Reward Points balance faster Flexible Rewards Program You choose the way you're rewarded including: Cash credited to your ANZ Rewards Visa Department store or retail shopping vouchers A huge range of other rewards, including movie tickets, digital cameras, iPods, kitchen appliances and more. Up to 44 interest free days on purchases and up to 55 days interest free for Gold Card Annual Card Fee of $48 for ANZ Rewards Visa and $79 annual fee for ANZ Rewards Visa Gold Card 60 second response - apply now and get a response in only 60 seconds!
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 19.99%* $48 (Classic) / $79 (Gold)* * *

ANZ Gold Visa Credit Card
	Extended Warranty Insurance for up to 12 months, in addition to the Australian manufacturer's warranty 90-day Purchase Security Insurance cover for loss, theft or accidental damage for most new personal items purchased Comprehensive Overseas Travel and Medical Insurance including coverage for overseas medical expenses, cancellations and loss or damage of luggage ANZ Gold Liberty 24 hour dedicated phone service for peace of mind when things don’t go according to plan Commission free travellers' cheques from any ANZ branch in Australia No ANZ overseas cash withdrawal fees Credit limit up to $25,000 Up to 55 days interest free credit on purchases Online Guarantee so you won't be liable for unauthorised or fraudulent Internet purchases Worldwide Visa acceptance Up to 9 additional cardholders at no extra cost ANZ FalconTM – 24/7 credit card protection Once approved, you will usually receive your card within five business days. Remember, you don't need to be an ANZ customer to apply for an ANZ credit card 60 second response - apply now and get a response in only 60 seconds!
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 19.24%* $87* 7.99% for 6 months* *

ANZ Frequent Flyer Visa Gold Credit Card
	SPECIAL OFFER: 2.9% on balance transfers for up to 12 months Earn unlimited Bonus Points at over 2,000 ANZ Bonus Partner outlets Receive up to 2 Bonus Points for every dollar spent at ANZ Bonus Partners Visa acceptance at over 24 million locations worldwide Up to 55 days interest free days on purchases 24/7 ANZ Falcon™ security protection Commission Free travellers cheques Interest rate of 19.99% p.a. Annual Account fee of $95 Earn up to one Qantas Frequent Flyer Point for every dollar up to $1,500 spent monthly (excluding cash equivalent transactions) Earn up to one Qantas Frequent Flyer point for every two dollars thereafter, up to and including a maximum monthly spend of $5,000 Earn Unlimited Bonus Points 60 second response - apply now and get a response in only 60 seconds!
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 19.99%* $95* 2.9% for 12 months* *

AMEX Rewards Maximiser Credit Card
	Automatic enrolment in Membership Rewards™ Ascent No points limit or expiry as long as your account remains current Interest rate of 20.49% p.a. Up to 55 Interest Free Days Credit limit of up to $25,000 (subject to credit approval criteria) Balance Transfer - A 6.99% p.a. for life of balance - subject to our Interest Rate Policy Global Customer Service Online Fraud Protection Guarantee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 20.49%* * 6.99%* *

ANZ First Visa Credit Card
	Low $30 annual fee $26 annual fee when linked to an ANZ Access account 7.99%p.a.* balance transfer interest rate for first 6 months Visa card acceptance at over 20 million merchants worldwide Up to 44 days interest free credit on purchases. Once approved you will normally receive your card within 5 business days 60 second response - apply now and get a response in only 60 seconds!
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 19.24%* $30* 7.99% for 6 months* *

ANZ Low Rate MasterCard
	Low 12.41% p.a. interest rate on purchases 20.41% p.a. on cash advances 0% p.a. balance transfer rate for the first six months Up to 55 days interest free credit on purchases Annual fee of $58 Up to three additonal cardholders for free 60 second response - apply now and get a response in only 60 seconds!
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 12.41%* $58* 0% for first 6 months* *

Citibank Silver Credit Card
	A low 2.9%p.a. for 12 months on balance transfers Generous credit limit of $7,000 FREE Rewards Programme Qantas Frequent Flyer Points $1 spent = 1 reward point = 1 Qantas Frequent Flyer Point Competitive annual fee of $69
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 19.99%* $69* 2.9% for 12 months* *

Citibank Clear Credit Card
	A low 12.49%p.a. ongoing for purchases 0% p.a. on balances transferred for 6 months Account access anywhere, anytime via internet and phone Up to 55 days interest free on retail purchases $65 Annual card fee Fraudshield® Up to 4 additional cardholders Generous credit limit of up to $20,000 Receive a response within 60 seconds when you submit your Online Application
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 12.49%* $65* 0% for 6 months* *

Citibank Gold Credit Card
	2.9%p.a. for 18 months on balance transfers Generous credit limit of $25,000 FREE Rewards Programme Enjoy FREE access to a superior Rewards Programme which includes Qantas Frequent FlyerPoints° $1 spent=1 Reward Point= 1 Qantas Frequent Flyer Point Free International Travel Insurance Citibank World Privileges Up to 55 days interest free on retail purchases Purchase Cover PhotoCard Security
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 19.99%* $119* 2.9% for 18 months* *

Citibank Personal Credit
	Transfer your current personal loan and/or credit card debit to 7.9% for the life of the loan 14.99% p.a. low ongoing interest rate on purchases and cash advances No setup or application fees, ATM/EFTPOS transaction fees and cash advance fees Credit limits from between $5,000-$25,000
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 14.99%* $69* 7.9%* *

Aussie MasterCard Credit Card
	A low interest rate of 11.99% p.a.* on purchases Up to 55 days interest free credit on purchases Competitive balance transfer rate of 0% p.a. for the first 6 months ^ Credit limit up to $15,000 24 hour call centre assistance - at home and overseas Shop safely Online with MasterCard SecureCode™ A low 15.99% p.a. on cash advances* And you don’t have to be an Aussie customer to apply Get an online response in 60 seconds!
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 11.99%* $49* 0% for first 6 months* *

*When you click on the " Apply Here " button you can read the latest credit card terms and conditions.